MobiePay is being built to be a universal payment ecosystem that allows users to instantly spend or exchange fiat and cryptocurrency directly from their mobile phone to merchants or other users. Mobie will reduce friction in the payment process and give users immediate cash back on purchases. Mobie will be a fast and convenient alternative to cash or plastic and will be integrated with over 500 brands at 225,000 retail locations and online sites. MobieCoin is designed as an integrated payment token that connects any fiat and cryptocurrency directly to the global retail marketplace. Mobie intends to bridge the gap between cryptocurrency and local currency enabling a revolutionary new payment standard.